Loan Modification Programs Help Save Your Home

100% FREE case evaulation

We handle all the paperwork

  • Lower the interest rate
  • ​Help in negotiating with your lender
  • ​Extend the life of the loan

We help homeowners throughout all of Alabama

"Scott and his team are AMAZING! They really do care about helping their clients the best way they can! They are very thorough and make sure to always respond in a timely manner. I couldn't recommend them enough to anyone!"
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-James Brogden
"Scott and Jean are a delight to work with. They help guide you through any process you have hired them to do. You will not be disappointed, they go way beyond what they have to do in order to help you. I highly recommend them for any service they provide."
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- Lisa Reid
"Scott and Ms. Jean were amazing in helping me through this process. They took the time to explain everything thoroughly and answer any questions. I never felt rushed at any appointment and they genuinely want to help. Thanks for all the support!" 
⭐️⭐️⭐️⭐️⭐️
- L Y
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S. Scott Allums, Esq.

Work with an attorney with over two decades of experience.

COVID-19 Mortgage Assistance Programs Will Not Be Around Forever!
  • Foreclosure Help
  • Restructure your missed mortgage payments
  •  We will talk your mortgage company for you
Learn the Difference Between the Different Modification Programs
  • Streamline Modification
  • Partial Claim
  • Flex Modification

Learn why who owns your  your mortgage matters
  • FHA
  • ​VA
  • ​Fannie Mae/Freddie Mac
  • ​Non Government Sponsored Loan
Be Informed
What you say to your mortgage company matters and foreclosure problems do not simply go away. Do not wait until it is too late! Let us find out where you stand with your mortgage TODAY. Don't put it off until tomorrow, for tomorrow could be too late!
Client Success Stories
Scott is a pleasure to work with. He is very helpful, responsive, professional, and friendly. Working with the firm is a smooth, and enjoyable process. I recommend working with Allums Welsch, PC.

-Krystal Taylor
"Attorney Allums has been a true blessing to my family. My father had the opportunity to use his services in early 2000 and we were highly pleased with results. I was also able to use his consultation services and Attorney Allums was kind enough to steer me in the right direction. I would highly recommend Attorney Allums to anyone that is looking for an attorney that is skillful, professional and kind to his clients. His services speaks volumes and goes a long way."

- E. Y. 
"Mr. Allums and his staff are very nice and knowledgeable. They’re very professional and makes the whole legal aspect of things less stressful. I would definitely recommend them to anyone and will use them again in the future."

- Gwendolyn Haywood-Henton
It was an excellent meeting experience with Scott Allums who my wife and I found to be personable and of wise legal counsel wholly focused on us and our concerns.

- Don Coxe
All I can say is this. If you are uncertain about anything and don't know which direction to go in, this is the place to go. Mr. Scott gave me hope and a light at the end of the tunnel with just one phone call. How many attorneys can do that and give you peace of mind? I highly recommend him."
 
- Tamesha 
"Referred to law firm at a difficult time in my life due to injury. All the staff was caring and professional in the handling of all my matters. Quick to respond with answers to my many questions. I would highly recommend this firm to anyone."

- Kim ly Brumbeloe
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Locations

506 North 18th St.
Bessemer, AL 35020

1490 Northbank Pkwy.
Suite 216
Tuscaloosa, AL 35406

Small Call to Action Headline

We are a debt relief agency. We help people file for Bankruptcy under the Bankruptcy Code. Testimonials are not an indication of future results. Every case is different, and regardless of what clients, former clients, friends, family, or other individuals may say about results obtained for them, each case must be evaluated separately based upon the facts, the jurisdiction, the venue, the witnesses, the parties, and the testimony, among other factors. Furthermore,  no representation is made that the quality of the legal services to be performed is greater than the quality of legal services performed by other lawyers. Attorney Advertising. This website is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship.
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